Achieve Your Property
Goals in 2024
Ask us how you can purchase your first home with just a 5% deposit
Expert Advice from Expert Mortgage Brokers
Making a big purchase can get stressful, especially when it entails
borrowing money larger than you’ve ever had before. But it shouldn’t be as stressful when you get advice and support
from loan experts like Maverick Finance.
We are here to help you achieve your property goals without breaking the bank. As your mortgage broker, we always take
the time to understand your situation and find the most appropriate lending solution to your needs.
You may be:
➔ A long-time investor with multiple properties
➔ A first home buyer wondering if you can ever own your dream house
➔ Someone who has had financial challenges in the past
Whatever situation you’re in, we want to hear about it and offer you our expert advice.
More than simply managing your loan application, what we aim to do is equip you with the right information to successfully
fulfill your property goals. You can expect us to educate you on loan terminologies, get you access to a wide range of
lenders, and provide you with expert recommendations tailored to your needs.
A recent report from Deloitte recognises the value that mortgage brokers deliver. Mortgage brokers currently arrange more than half of all home loans each year, and this number continues to grow. More than 90 percent of customers are happy with their mortgage broker’s performance and mortgage brokers drive competition by improving access to lenders and helping all customers get a better deal.
Our role as mortgage and finance brokers is to take the time to understand your personal situation and requirements and then match it with the most appropriate lending solution.
ACCESS TO OVER 20 LENDERS IN OUR PANEL
The Maverick Finance Home Loan Journey
Step 1: Have a Chat With Us
We begin your home loan journey by knowing you and understanding your financial situation. On our first chat, we can work out how much you can borrow, how much deposit you need, what your repayments will be, and what price of property you can purchase.
Step 2: Analysis & Research
After an initial assessment of your situation, we go through our panel of lenders to find the best financial solution tailored to your needs. We search through thousands of loan products to find the most competitive interest rate available to you.
Step 3: Recommendations
We set up another meeting with you to present the top three lenders based on your needs and situation. Our recommendations are based on factors such as interest rate, loan features, fees and charges, bank incentives, and the lender’s policy.
Step 4: Apply for the Loan
Once you’ve made a choice on which lender and loan product to go for, the next step is signing the application form, which we will then submit to the lender.
Step 5: Approval
Depending on whether you have found a property that you want or not, we request from the lender either a conditional approval or a formal approval.
Step 6: Signing of Loan Contract
Once your loan application is formally approved, the bank issues the loan contract for you to sign. With your conveyancer’s legal advice, you can safely exchange contracts with the property vendor and provide the 10% deposit.
Step 7: Settlement
Settlement is the finish line. This is when your bank pays the balance of the sale price and you become the legal owner of the property. Congratulations!
Why Our Clients Choose Us
Book an Appointment
Buying your first house? Refinancing your property? Getting a property investment? Learn the right strategy and get expert advice from our team of mortgage brokers. We’ll guide you through the home buying process and answer your most pressing questions, such as:
➔ Where and what can I buy?
➔ How much deposit will I need?
➔ How much can I borrow?
➔ What are the costs involved?
As your mortgage broker, we seek to attend to your concerns and help you throughout your home loan journey. We have access to hundreds of loan products from Australia’s leading lenders. Let us know what you need and we’ll find you apt solutions and competitive interest rates.
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